In the current financial scenario, Pix stands out as one of the main ways to carry out instant transactions in Brazil.
However, the growing popularity of Pix also generates debates about the fees associated with this service and how they can affect both consumers and businesses. But, after all, does Pix charge a fee?
In this article, we will explore Pix fees, understand when they are applied and how they can impact your business’s financial management . Keep reading!
Browse the content
Does Pix charge a fee?
The answer to this question is: it depends. Although Pix has become popular due to its accessibility, there are some russia whatsapp number data in which this payment method is taxed.
As a general rule, only Pix for CNPJ pays a fee. Therefore, both individuals and MEI and EI (individual entrepreneurs) are exempt from payment.
However, it is worth mentioning that there are some exceptions , as we will discuss below. For these charges to occur in these groups of Pix users, several criteria must be met.
When can Pix be charged?
As we mentioned, there are some are performance max campaigns right for you? in which Pix may be subject to taxation. It is essential that your business understands these Pix rules so that there are no surprises when receiving and sending payments.
Furthermore, a better understanding of Pix’s financial processes can help with your financial management and optimize the times when your business moves resources. Check it out:
1. Pix fee for individuals
For individual accounts, Pix tends to be free. However, there are some conditions under which the financial institution may charge fees for your transactions. Check out what these conditions are:
- Receive more than 30 Pix payments per month;
- Receive with dynamic QR code;
- Receive with QR code from a legal entity payer;
- Receive in an account defined in the contract as having exclusive use for commercial purposes.
If the transactions received fall into these situations, banks are authorized to charge fees , which will be determined individually by platform or institution.
2. Pix fee for legal entities
For legal entity accounts, the Pix PJ fee be numbers be charged for transactions for sending and receiving funds , whenever these transactions are for the purpose of transfer and purchase.
In the case of transfers, payment institutions may charge under the following conditions:
- Transfer to an individual, with Pix carried out by manual entry of data, Pix key or payment transaction initiation service;
- Transfer to a legal entity, with the transaction carried out via manual data entry or Pix key .